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In an unexpected revival of previously suspended financial practices, the recent decision by the Trump Administration to resume aggressive collection efforts on defaulted student loans has sent shockwaves through the borrower community. After nearly five years of relative silence on this front — during which relief measures were largely prioritized due to the pandemic —

The Social Security Administration (SSA) has recently made a controversial adjustment regarding the withholding rate for overpayments, shifting from a staggering 100% to 50% for certain Title II beneficiaries. While this reduction seems positive on the surface, for many individuals relying on these benefits, the situation remains dire. The decision has sparked conversations about the

The IRS has announced an increase in the contribution limits for Health Savings Accounts (HSAs) for 2026, with self-only health coverage now capped at $4,400—a meager rise from $4,300 in 2025. The family coverage limit will see a more pronounced increase, jumping from $8,550 to $8,750. While these adjustments, however slight, may seem helpful on

The state and local tax (SALT) deduction cap, instituted under the Tax Cuts and Jobs Act (TCJA) of 2017, has come under scrutiny as debates heat up around the future of President Donald Trump’s policy agenda. Set at a restrictive $10,000, this limit has created a significant disparity in tax deductions, particularly benefiting higher-income earners.

In today’s tumultuous financial landscape, gold shines as a beacon of security for many investors. With skyrocketing prices, gold has not only maintained its historical status as a safe haven during economic uncertainty but has also emerged as a potentially lucrative investment. However, beneath this shiny veneer lies an alarming facet that could significantly diminish

As volatility shakes the investment world, particularly driven by tariffs and economic uncertainty, many investors are discovering a hidden gem in their financial toolkit: Roth conversions. This strategy allows individuals to move funds from pretax or nondeductible individual retirement accounts (IRAs) into a Roth IRA, reaping the rewards of tax-free growth down the line. However,

The Consumer Financial Protection Bureau (CFPB) was established in the aftermath of the Great Recession, aimed at safeguarding consumers against the kinds of predatory practices that once wreaked havoc on American families. However, the administration of former President Donald Trump has launched a relentless assault on this essential agency, leading to a dangerous erosion of

In recent years, the private equity (PE) landscape has shifted, unveiling a troubling paradox: while the doors to this exclusive investment realm are being pried open for retail investors, the seductive allure of higher returns is, in reality, shrouded in complexities that few understand. It is crucial to recognize that what seems like democratization can

As May 7 approaches, travelers across the United States are facing mounting anxiety over the impending Real ID requirement. A staggering 19% of air travelers remain without this federally mandated identification, putting them at risk of facing significant delays or, worse, being barred from boarding their flights entirely. The Real ID, an upgraded driver’s license

The educational finance system in the United States feels like a battleground where the interests of students clash with political decisions that can undermine their futures. The Biden administration’s efforts toward forgiving student debt for hundreds of thousands have been drastically reversed by policies set in place during the Trump presidency. While it was once